According to a growing body of research in a field of science called genoeconomics, the size of your bank account -- and the amount of credit card debt you carry -- may be partially determined by your genes.

Even though a recent FICO survey revealed that millennials are more likely to use mobile wallets than other age groups, I'm perfectly happy swiping my old-fashioned plastic cards. Here's why:

Having more money in the bank won't make you feel happier on a day-to-day basis, according to a new study. But it might make you less unhappy -- especially if you have enough cash stashed away to feel like you have some control over your circumstances.

Though we didn't hear it often during his reign as the chain-smoking, bed-haired, cardigan-clad enfant terrible of Seattle's grunge rock scene, a few hoarse chuckles from the late Nirvana frontman Kurt Cobain are no doubt hovering over the latest celebrity online auction. If anything could tickle Cobain's funny bone, it would have been the sight of his old SeaFirst Bank Visa credit card going to the highest bidder at "Legendary: Memorabilia from Rock Gods & Pop Stars," presented by auctioneer Paddle8 through Feb. 26.

An additional source of income can help you pay down debt or save for retirement, but the more you work, the more dollars and taxes you have to keep straight. Whatever your "side hustle" of choice is, here are a few tips for keeping your finances on track as you take on extracurricular employment:

The other day, my debt-averse husband shocked me when he proposed taking out a personal loan to help pay for our upcoming move to Southern California -- one of the priciest regions in the country.

I'd just started writing a new article for on scams and fraud when my phone rang. It was a scammer, trying to defraud me. Even with my anti-fraud senses turned up to 11, I have to admit, these guys are good enough to make my heart skip a beat with their mentions of "formal complaint" and "attorney."

Despite Apple Pay's encryption and fingerprint recognition technology, fraudsters may have found a way to wiggle their way into the payment platform.

According to a new study published in Science magazine, researchers with access to 'anonymized' credit card data -- transactions that have been stripped of personally identifying information -- can piece together who bought what simply by using a few publicly available markers they've collected online, such as geo-tagged tweets and time-stamped Facebook status updates.

My credit card was declined when I tried to charge $750 worth of groceries for a church retreat. The culprit: bad fraud analytics. Here's what I learned from the embarrassing experience.

As the national student loan debt crisis continues, the Consumer Financial Protection Bureau is calling on private student loan industry leaders to do more to meet the repayment needs of struggling borrowers.

Qualifying for a new loan is about to get easier for the millions of Chinese computer users who don't yet have a credit card, but regularly go online to shop, pay bills and invest their personal savings.

To qualify for Federal grants and loans for college, students and their parents have to disclose extensive personal financial details but if that information is hard or nearly impossible to get due to special family circumstances, does that mean a student doesn't have a shot at getting financial aid? Not necessarily.

The Federal Reserve has taken another step in its effort to streamline the way money changes hands in the U.S., publishing a road map for banks, businesses, payment networks and consumers.

Millennials are thumbing their noses at credit cards and traditional banking services, according to multiple reports, and that's making some people in the financial services industry nervous about how they're going to attract such a picky crowd.

The credit bureaus are stepping in with some credit score deals for a very low price, but not all the scores are the same and for some, if you're not careful, buying into a cheap credit score deal could actually cost you more in the long run.

A forgiven loan can put hundreds or thousands of dollars on your tax return -- even if the money never went into your pocket.

The next time you reward your kids for good behavior, you might want to hold off on showering them with toys. According to a forthcoming study in the Journal of Consumer Research, kids who are frequently given material objects in exchange for doing well are more likely to grow up to be materialistic adults.

Being overly optimistic about your finances can potentially hinder smart financial planning, according to a LearnVest survey which found people under 25 feel confident about their financial future and potential earnings, despite doing very little planning and saving now.

In the spirit of moving forward and continuing to grow financially, I've come up with three credit-based financial goals I want to accomplish by the end of 2015. They aren't huge, but I think these are all resolutions I can easily stick to. Here's my credit plan for the New Year:

It's been more than six weeks since my husband and I had a baby. But we still have no idea how much we owe for medical expenses from our recent hospital stay.

The credit card business of Cabela's, the outdoors superstore, has been in the sights of bank regulators more than once. Now it looks to be out of the woods, after removing costly traps that snared cardholders.

Ever since we learned we were having a baby last spring, my husband and I have been obsessed with saving money. I'd always imagined enrolling my kids in the same kinds of summer and after-school enrichment programs I enjoyed growing up. But now that our son is here, I'm beginning to realize my own kids may not be so lucky.

Can a data warehouse help consumers check out debt collectors when they demand payment on an old bill? A new company is taking aim at one of the big problems with debt collection.

You know how my previous wish list included one of those stainless steel wallets that blocks digital pickpockets from hacking your credit card information right through your back pocket? Cancel that. I've discovered something waaay more fun: RFID-blocking bluejeans.

Last week marked my second month of auto loan repayment, a $130 checking account overdraft and a three-day long financial headache when I logged onto my online banking account and found a duplicate auto loan payment was made. This is how the situation unfolded:


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